Blog Posts in category: pricing and profitability

Understanding Your Customers to Drive Profitability

Understanding Your Customers to Drive Profitability

Posted on September 28, 2020 by Baker Hill
Today, most financial institutions do not know the profitability of their customers – and they need to. To weather the economic downturn, banks and credit unions need to understand their profitability. On average, only one out of every three...
Funding with a Flat Curve

Funding with a Flat Curve

Posted on May 6, 2020 by John Robertson
Recently, we have heard a lot about flattening the curve but what do you do with pricing when dealing with a flat loan yield curve? It’s not as if we haven’t faced this before but it has been some time,...
Don’t Let the Pandemic Be a Death Sentence on Your Branch Profitability

Don’t Let the Pandemic Be a Death Sentence on Your Branch Profitability

Posted on April 17, 2020 by Jeff Dwornicki
There is an old story about the new CEO of a community bank with four branches. As he reviewed the profitability, he saw he had one branch doing very well, two barely profitable, and one doing poorly. He thought he...
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