Blog Posts in category: pricing and profitability

Best Practices for Loan Pricing & Structures

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Being able to price and structure commercial loans accurately is absolutely critical to a financial institution’s profitability and success, especially when there’s uncertainty around interest rates and overall economic performance as we progress into 2024. A strong credit analyst...

3 Ways to Establish Commercial Credit Policies that Drive Profitability

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Credit is at the heart of most customer relationships. As many financial institutions continue their digital transformation journeys, it’s important to consider how digital transformation can be applied to commercial lending, a business which often hinges on the relationships a...

Banking in the Balance: The Highs and Lows of Profitability in Today's Banking Landscape

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Prediction: I expect a run on Etsy for bank executives to have some kind of wall art with the famous lines from the Charles Dickens novel, “A Tale of Two Cities.” “It was the best of times, it was the...

7 Strategies for Achieving Balanced Loan Growth – Parts 3 & 4

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On our blog, we’ve been covering different strategies for balanced loan growth. Today, we’re going to give you parts three and four in one! If you need to, you can find part one and part two to get caught...

Understanding Your Customers to Drive Profitability

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Today, most financial institutions do not know the profitability of their customers – and they need to. To weather the economic downturn, banks and credit unions need to understand their profitability. On average, only one out of every three...

Funding with a Flat Curve

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Recently, we have heard a lot about flattening the curve but what do you do with pricing when dealing with a flat loan yield curve? It’s not as if we haven’t faced this before but it has been some time,...
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