Strategies, Best Practices and Thought Leadership

Mitigating CRE Concentration Risk in 2024

According to a Federal Reserve Bank of St. Louis report , market sentiment about the CRE office sector declined sharply over the last two years, with the Bloomberg REIT office property index falling 52% from early 2022 through the third...

The Evolution of Risk Management: Is Your Culture Keeping Up?

Over the last several years, financial institutions have faced an incredibly volatile economy. According to the FDIC’s 2024 Risk Review , “market risks posed challenges for the banking industry in 2023 with higher interest rates, an inverted yield curve, declining...

Risk & Growth: Two Sides of the Same Coin

In a recent article in the Financial Brand, Dr. Wendy Smith, the Dana J. Johnson Professor of Business, faculty director and co-founder of the Women’s Leadership Initiative at the University of Delaware advised banking leaders to steer between competing priorities...

Why Now is a Perfect Time for a Credit Department Tune-Up

As bankers are keeping an eye on CRE lending challenges affecting both supply and demand for capital, demand from borrowers is well off the robust pace of lending that many banks saw in 2022. The good news is that...

Building Relationships, Not Risk: How Banks Can Navigate an Uncertain CRE Market

More than four years have passed since the start of the pandemic and the CRE market is still riddled with uncertainties. Despite the cloudy outlook for CRE lending, there are undoubtedly opportunities for the banks that can balance both risk...

Lending Policies & Processes that Mitigate Risk in Any Economy

Managing risk is a core component of banking, but the financial landscape today and over the last few years has been especially fraught with risks. Between ongoing competition for deposits, a struggling CRE space as office vacancies surge, and an...
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