Posts by Mike Horrocks

Urgent, So Urgent: Business Banking Tips Inspired by Foreigner

Hey there, money mavens and rock enthusiasts! As part of the Baker Hill Summer Concert blog series, I was asked to write about one of my long-time favorite bands and the lessons we can learn from their lyrics. Earlier this...

Texas Hold 'Em or Fold 'Em: Section 1071 CFPB Small Business Lending Rule

Yesterday, July 31, the U.S. District Court for the Southern District of Texas issued a limited preliminary injunction on the Small Business Lending Rule (Section 1071) for banks that are part of the Texas Bankers Association (TBA) and/or the American...

Embracing Section 1071: A Win-Win for Banks and Borrowers

There are things I like to embrace. I have five kids and an amazing wife, and they know I am a hugger. I have some of the best life-long friends; they also know that I like to wrap my arms...

Catching the Next Waves in Digital Banking

Last week I had the opportunity to attend the American Banker Digital Banking Conference, and the well-used saying that “the only thing constant is change” has never been truer. It's amazing how some things keep coming in waves. So, let’s...

Three Lessons for Fast Banking from Mario Andretti

The last week in May is when the world turns its eyes to Indianapolis for the Indy 500, the Greatest Spectacle in Racing! And when you look back at all the history of racing, there’s one truly dominant driver —...

The Four “Don’ts” of Section 1071 and How They Will Help Your Bank

At a press conference on August 12, 1986, United States President Ronald Reagan said, “The nine most terrifying words in the English language are ‘I’m from the government and I’m here to help.’” It may have started as a “joke”...
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