risk management Posts

Are You Protected Against Rising Rates?

Posted on June 28, 2022 by Baker Hill

Interest rates have been low for several years now and many people new to lending have never seen a rising rate environment. Some may be asking "why is this happening and what can we do?” There are many factors...

7 Strategies for Achieving Balanced Loan Growth – Part 7

Posted on August 31, 2021 by Baker Hill

Sound Portfolio Monitoring is Critical So far in this series, we’ve focused on the various ways to grow the amount of loans you have on the books. But once you have the loans, how do you manage them? ...

Qualitative Credit Analysis

Posted on August 20, 2021 by Kevin Dooley

Credit analysis. It’s a term we frequently hear in banking (especially if you’re involved in credit or loan origination), but what does it really mean these days? At Baker Hill, we have the opportunity to see all the various ways...

Tips for Identifying Common Accounting Mistakes

Posted on May 4, 2021 by Baker Hill

Reviewing financial statements is crucial for lenders and investors as you won’t have access to your businesses’ day-to-day financial activities. For one, it helps you assess the health of the business; it also provides a transparent view of its operations....

Seven Strategies for Achieving Balanced Loan Growth – Part 2

Posted on April 23, 2021 by Baker Hill

In part one of our series on the seven lending strategies to achieve balanced growth, we took a look at the ways that CRM systems help you drive efficiency in your loan origination process and how they are valuable for...

Managing Risk in Your Digital Lending Workflows

Posted on January 29, 2021 by Jennifer Foraker

Managing lending workflows is not for the faint at heart. Whether you work for a bank or a credit union, regulation of the banking industry comes with many hurdles. While we understand why these regulations have been put in place,...