risk management Posts

Sustaining Sound Credit Quality During an Economic Downturn

Posted on November 1, 2022 by Baker Hill

It’s no secret that inflation, interest rate hikes and slowed economic growth are causing concern for financial institutions across the country. Banks and credit union leaders are speculating how credit quality and loan demand will shift as we approach 2023....

The Storm is Upon Us: Loan Portfolio Monitoring as a Proactive Approach

Posted on August 11, 2022 by David Catalano

The concept of loan portfolio monitoring is not new, but with innovative solutions entering the market there are now more ways to enhance your loan portfolio management efforts. In this blog, we explore how you can leverage modern solutions to...

Are You Protected Against Rising Rates?

Posted on June 28, 2022 by Baker Hill

Interest rates have been low for several years now and many people new to lending have never seen a rising rate environment. Some may be asking "why is this happening and what can we do?” There are many factors...

7 Strategies for Achieving Balanced Loan Growth – Part 7

Posted on August 31, 2021 by Baker Hill

Sound Portfolio Monitoring is Critical So far in this series, we’ve focused on the various ways to grow the amount of loans you have on the books. But once you have the loans, how do you manage them? ...

Qualitative Credit Analysis

Posted on August 20, 2021 by Kevin Dooley

Credit analysis. It’s a term we frequently hear in banking (especially if you’re involved in credit or loan origination), but what does it really mean these days? At Baker Hill, we have the opportunity to see all the various ways...

Tips for Identifying Common Accounting Mistakes

Posted on May 4, 2021 by Baker Hill

Reviewing financial statements is crucial for lenders and investors as you won’t have access to your businesses’ day-to-day financial activities. For one, it helps you assess the health of the business; it also provides a transparent view of its operations....