risk management Posts

Strategies for Community Bank Construction Lending

Posted on July 21, 2023 by Baker Hill

Community banks take on a large amount of risk when it comes to construction lending, especially in the current market as lenders, builders and developers are grappling with tightened credit conditions and rising interest rates. However, after the recent...

Riding the Credit Wave: Why Proactive Loan Portfolio Monitoring is Your Bank's Lifeline in the Rising Tide of Delinquencies

Posted on July 13, 2023 by Baker Hill

In the ever-evolving landscape of banking and credit unions, proactive loan portfolio management has emerged as a paramount factor. As financial institutions strive to strike a delicate balance between risk and reward, effective loan portfolio management becomes instrumental in maintaining...

Mastering the Art of Risk Management in Commercial Lending

Posted on July 11, 2023 by Baker Hill

In the world of commercial lending, risk management is not just a necessity—it's an art. Successful lenders understand that effective risk management goes beyond simply avoiding bad loans. It's about striking a balance between risk and reward to drive growth...

Fostering Collaboration Between Lending & Credit Teams

Posted on May 23, 2023 by Baker Hill

Streamlining your commercial lending processes is all about providing the prospective borrower with a decision and closing the deal as quickly as possible. However, traditional banks can often take more than a month to process and close a typical commercial...

Managing Risk in Your Commercial Real Estate Portfolio

Posted on March 2, 2023 by Baker Hill

The Fed made headlines in February with its 8 th interest rate hike in the last year. Consumers and businesses are in a tight squeeze, trying to withstand continued inflation while adjusting to higher interest rates. Not only does the...

Mastering the Art of Risk Management in Digital Lending Workflows

Posted on January 13, 2023 by Julia Bedell

When it comes to lending, risk comes in many forms – from operational to credit to regulatory. Between the various compliance requirements financial institutions must adhere to and the current economic hurdles many borrowers are facing, it’s important for banks...