industry trends Posts

An Ode (or maybe a ditty) to Silicon Valley Bank With a Little Help from ChatGPT

Posted on March 13, 2023 by Mike Horrocks

The news this week was all Silicon Valley Bank (SVB), and that makes total sense. The lure of money, technology, and mixed with the location is the story of upcoming Netflix documentaries. But I wanted to be a bit more...

Banking in the Balance: The Highs and Lows of Profitability in Today's Banking Landscape

Posted on March 3, 2023 by Mike Horrocks

Prediction: I expect a run on Etsy for bank executives to have some kind of wall art with the famous lines from the Charles Dickens novel, “A Tale of Two Cities.” “It was the best of times, it was the...

The Secret to Loan Growth in a Slow Economy

Posted on February 9, 2023 by Baker Hill

Higher interest rates are here to stay and while experts anticipate additional rate hikes in 2023, the biggest rate increases are likely behind us, according to Bankrate . While interest rates may not rise as sharply this year as they...

Top Takeaways From #AOBA23

Posted on February 3, 2023 by Bryan Peckinpaugh

Bank Director’s Acquire or Be Acquired Conference was a great way to kick off 2023 with some valuable insights into the banking industry. Here are my top takeaways from the event: It’s All About Deposits Since 2010, there...

Trust, But Verify

Posted on January 23, 2023 by Mike Horrocks

Do you trust me to tell you why trust is important? I love data, numbers and surveys in my role as the head of product management here at Baker Hill. Data on market conditions, surveys on what banks and...

3 Trends Impacting Commercial Real Estate Lending Today

Posted on December 8, 2022 by Mike Horrocks

The famous real estate investor that once planned to tear down Carnegie Hall and replace it with a rather boring, but most likely profitable 40-story building once said, “The best investment on earth is earth.” Many would have said that...