Robust credit decisioning

Baker Hill NextGen® Consumer Loan Origination for Indirect Lending delivers a robust credit decision process for fast, accurate credit decisions.  

  • Automatically decision applications or send them to a queue for underwriting.
  • Underwriters receive all of the information necessary to make decisions, including: scores, credit reports, key debt service ratios, sale and collateral details, and credit policy exceptions generated by the client configurable credit policy rules engine.  

Risk analysis from all angles

Our indirect lending platform provides a powerful predictor of both credit risk and propensity, assessing both application data and credit bureau data.

  • Optional integration with the Fair Isaac® LiquidCredit® Application Risk Model (ARM) score provides the assurance that indirect application requests are consistently and accurately processed.
  • Ensures that the necessary regulatory requirements and compliance are well-managed.

Expedited application process

Expedite the lending process through a single point of origination and our integration with leading document generation solutions.

  • Interface to the National Automobile Dealers Association lets you search and store vehicle valuations within the application.