Mike Horrocks

SVP, Corporate Strategy & Product Marketing at BKR H/LL

“Innovation without strategy is just an idea—strategy turns it into impact.”

Mike Horrocks is Senior Vice President of Corporate Strategy and Product Marketing at BKR H/LL, where he leads initiatives that help banks and credit unions transform lending, risk management, and analytics. With more than 20 years in financial services, Mike brings deep expertise in lending, technology, and product management to drive growth and innovation. He has developed go-to-market strategies, designed best-in-class credit risk management solutions, and shared his thought leadership across top industry platforms.

Mike’s experience in commercial lending, loan pricing and profitability, customer relationship management systems, and risk analytics combined with the ability to break down the sometimes complex technology behind those solutions is what has made him a passionate and trusted advocate for BKR H/LL clients and the FinTech industry – bridging innovation and strategy to deliver real results.

Before joining BKR H/LL, Mike held leadership roles at Experian, Profit Technologies, SAIC, Broadway & Seymour, Zions First National Bank, and Zions Bancorporation. He has also served as an adjunct professor at Indiana University’s Kelley School of Business, blending academic insight with industry practice. Mike earned a B.S. in International Finance and Portuguese from Brigham Young University and an MBA from Indiana University, where he received a CIBER International Scholarship and recognition for research on the Chinese commercial banking market. He is an active member of the Risk Management Association and Bankers Without Borders.

Mike is recognized as a trusted voice in the financial services industry through thought leadership contributions to publications such as American Banker, CU Times, Independent Banker, and BAI Banking Strategies; featured speaking engagements at conferences including Finovate, FinXTech, ABA Small Business Banking, America’s Credit Union Conference and multiple podcasts; and multiple awards including TechPoint Tech 25, honoring excellence in lending innovation and solution development.

Outside of work, Mike enjoys traveling internationally with his wife and their five children, experiences that inspire his global perspective and passion for connecting financial innovation with real-world impact. He also finds balance hiking the outdoors and, when possible, working on his family’s cattle ranch—both grounding pursuits that keep him connected to nature, hard work, and the values that matter most.

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