Continuous, automated portfolio monitoring

Monitor credits on a daily, weekly, monthly, or quarterly basis – with significantly less manual intervention.

  • Flags high-performing credits for streamlined renewals and cross-selling while identifying and monitoring potentially troubled accounts
  • Streamlined interface lets you select and manage multiple alerts at one time

Portfolio concentrations and stress testing

Develop strategies using the information for origination, pricing, and monitoring experience.

  • Drive concentration analysis by specific regulatory requirements or identification by you as a pool of risk in your portfolio
  • With the addition of Baker Hill NextGen statement spreading, stress testing may be conducted on a portfolio segment and for individual clients

Powerful data

Manage risk and enhance processes with current and accurate bureau data, loan, deposit, and collateral data, as well as financial statement data, from internal and external systems.

  • 360-degree view of portfolio enables more strategic, data-driven decisions
  • Data identifies problem loan indicators before delinquency occurs using complex score and behavioral logic on a daily, weekly, monthly, and quarterly basis

Integration with core systems

Our solution can be easily configured to import data from your core system or from other external systems.

  • Data is updated daily and continuously analyzed in accordance with your institution’s policy
  • Standard reports include delinquency of scoreboard, frequency of trigger and statue, triggers by delinquency, and more