Disrupt the Disrupter

4/5/2017

Beating marketplace lenders at their own game.

Following the 2008 financial crisis, marketplace lenders began taking a competitive edge in the industry. Meanwhile, banks have faced increasing regulatory requirements, shifting customer expectations, the emergence of disruptive technology and historically low interest rates. These factors have led to a tightening of consumer and small business lending by banks. Conversely, private equity and venture capitalist firms have invested billions of dollars in marketplace lenders while media portray some of these lenders as contributing to the “Uber-ization” of banking.