Lending Decisions in Seconds, Not Days with Digital Small Business

Build stronger relationships — one smarter
application at a time.

Close More Loans and Help More Businesses

Make consistent, risk-informed decisions for smaller loan requests to
provide more resources to small businesses in your community.
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Automate Loan Decisions

Move quickly to stay competitive without taking on unnecessary risk.

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Focus on Borrowers’ Needs

Get funds into the hands of borrowers when they need it.

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Handle Complex Deals

Reduce the processing cost on lower dollar loan amounts.

 

Decisions That Move at the Speed of Business

It’s 10:00 a.m. A business owner just submitted their loan application. By lunchtime, they’re approved. No bottlenecks. No back-and-forth.
Just a fast, guided, and intelligent lending experience — built for how your team and your customers really work.
Baker Hill UN/FY™ Digital Small Business is the only solution that combines guided digital flows, smart automation, and real-time insights — so you can Lend Better. Lend Faster. Lend More™.
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Smart Lending Starts with Smarter Data

Every fast decision, clean application, and tailored experience is powered by Data Pond™ —
Baker Hill’s intelligent data engine. It unifies and activates borrower data across your systems in
real time, turning every interaction into a confident move forward. Learn More
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Catch Up

Rejoin some of our most important thought leadership webinars on Digital SMB, scoring, AI, and managing data. 
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Lend Faster With Small Business Scoring Service

Explore how data-driven scoring helps credit teams balance speed with sound judgment, streamline approvals, and grow small business portfolios without increasing risk. 

Watch Webinar Replay

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Preserving Relationships At Scale: Rethinking The Lending Process Before You Automate

Explore how leading institutions are using process mapping as a strategic discipline to modernize lending without sacrificing relationships.

Watch Webinar Replay

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The Small Business Data Ecosystem: Why More Signals Mean Better Lending.

Learn how combining traditional credit data with cash-flow analytics can help lenders make more informed underwriting decisions, expand access to capital and manage risk with greater confidence.

Watch Webinar Replay

Resources for Digital Small Business

Competing With Online Lenders: Don’t Let the Siren Song of Fintech Steal Your Small Business Lending
Competing With Online Lenders: Don’t Let the Siren Song of Fintech Steal Your Small Business Lending

By: Mike Horrocks

The Small Business Data Ecosystem: Why More Signals Mean Better Lending
The Small Business Data Ecosystem: Why More Signals Mean Better Lending

By: Mike Horrocks

Closing the Small Business Credit Gap: Why AI Enabled Underwriting Matters Now
Closing the Small Business Credit Gap: Why AI Enabled Underwriting Matters Now

By: Baker Hill

Why Manual Small Business Lending Caps Growth, Even in Strong Markets
Why Manual Small Business Lending Caps Growth, Even in Strong Markets

By: Baker Hill

Ready to Modernize Lending?

Turn every application into an opportunity. Let’s make your lending experience faster for your team — and easier for your borrowers.