Lending Decisions in Seconds, Not Days with Digital Small Business
Build stronger relationships — one smarter
application at a time.
Close More Loans and Help More Businesses
Make consistent, risk-informed decisions for smaller loan requests to
provide more resources to small businesses in your community.
Automate Loan Decisions
Move quickly to stay competitive without taking on unnecessary risk.
Focus on Borrowers’ Needs
Get funds into the hands of borrowers when they need it.
Handle Complex Deals
Reduce the processing cost on lower dollar loan amounts.
It's About Relationships
How One FI leveraged Baker Hill to Build Relationship with their SMB Owners
Decisions That Move at the Speed of Business
It’s 10:00 a.m. A business owner just submitted their loan application. By lunchtime, they’re approved. No bottlenecks. No back-and-forth.
Just a fast, guided, and intelligent lending experience — built for how your team and your customers really work.
Baker Hill UN/FY™ Digital Small Business is the only solution that combines guided digital flows, smart automation, and real-time insights — so you can Lend Better. Lend Faster. Lend More™.
The Advantage of Speed
Hear how Montecito Bank is winning over Small Business Owners with faster response times to loan applications
Smart Lending Starts with Smarter Data
Every fast decision, clean application, and tailored experience is powered by Data Pond™ —
Baker Hill’s intelligent data engine. It unifies and activates borrower data across your systems in
real time, turning every interaction into a confident move forward. Learn More
Catch Up
Rejoin some of our most important thought leadership webinars on Digital SMB, scoring, AI, and managing data.
Lend Faster With Small Business Scoring Service
Explore how data-driven scoring helps credit teams balance speed with sound judgment, streamline approvals, and grow small business portfolios without increasing risk.
Preserving Relationships At Scale: Rethinking The Lending Process Before You Automate
Explore how leading institutions are using process mapping as a strategic discipline to modernize lending without sacrificing relationships.
The Small Business Data Ecosystem: Why More Signals Mean Better Lending.
Learn how combining traditional credit data with cash-flow analytics can help lenders make more informed underwriting decisions, expand access to capital and manage risk with greater confidence.