Gone are the days when local residents in need of a car, mortgage loan or credit card headed to their neighborhood community bank for financing. The consumer lending market is growing at a rapid pace and competition from non-traditional lenders and the Internet are feeding the “shop around” mentality of most consumers. It is no longer acceptable to creditworthy consumers to wait a day or more for a credit decision, and if the rate isn’t right, these much desired relationships could very well end up in your competitor’s portfolio.

Bank2Consumer^® automates the consumer lending process from submission to booking, promising quicker turnaround on credit requests. And, because Bank2Consumer gives you the option of using credit bureau scores or integrating with Fair Isaac’s LiquidCredit^® service, you can be assured that each credit request is accurately decisioned and priced, minimizing your portfolio risk.

 
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